Terms Of Business

These Terms of Business govern the relationship between Luxakey Property and Finance (“we”, “us”, “our”) and any individual or company (“client”, “you”, “your”) who engages our property or financial services.

1. Our Services

We provide:

• Property sourcing, sales, and lettings
• Finance and investment consultation
• Property refurbishment and management services
• Specialist commercial and social housing services

All services are subject to individual agreements or contracts.

2. Client Obligations

You agree to:

• Provide accurate, up-to-date information relevant to our services
• Respond in a timely manner to all communications
• Comply with all applicable legal requirements regarding financial disclosure, AML, and KYC

3. Fees & Payment

Fees for our services will be outlined in your service agreement. Invoices are payable within the terms agreed (typically 7 or 14 days unless otherwise stated).

Late payments may incur interest charges in accordance with the Late Payment of Commercial Debts (Interest) Act 1998.

4. Confidentiality

We treat all client information as confidential unless:

• Disclosure is required by law or regulatory authorities
• The information is already in the public domain

5. Limitation of Liability

We accept no liability for:

• Losses arising from property transactions or investments made based on third-party advice
• Delays caused by third-party financiers, conveyancers, or contractors
  Our liability is limited to the value of the fees paid for our service.

6. Termination

Either party may terminate a service agreement with written notice, subject to agreed notice periods and fees incurred to date.

7. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.